Accumulate

Is there such a thing?

I think not

So what?

Many of us, if not most, want to be successful at some point in their lives. Whether it’s inner, family, career or financial success, there is much confusion, frustration and uncertainties whenever we embark on a journey to success. Figuring out who you are, what you want and how you will achieve your success shapes the steps you will take and how you will pursuit your success.… Read More

Saving money

Simplified ways to do so

So what?

ICYMI: Whether you’re saving money on big-ticket items or avoiding small everyday purchases, any money you spend adds up. Making incremental changes and taking quick steps to cut your costs on small and big life outgoings will have the following outcomes:

• Be prepared for job loss, disability, injury, a sick child, a car breakdown and other emergencies;
• Go on adventures, take holidays and spend time with your loved ones;
• Give you peace of mind and lead to a stress-less life; and
• Plans for and achieve short and long term goals.

Saving money

Simplified ways to do so

So what?

ICYMI: Whether you’re saving money on big-ticket items or avoiding small everyday purchases, any money you spend adds up. Making incremental changes and taking quick steps to cut your costs on small and big life outgoings will have the following outcomes:

• Be prepared for job loss, disability, injury, a sick child, a car breakdown and other emergencies;
• Go on adventures, take holidays and spend time with your loved ones;
• Give you peace of mind and lead to a stress-less life; and
• Plans for and achieve short and long term goals.

Saving money

Simplified ways to do so

So what?

ICYMI: Whether you’re saving money on big-ticket items or avoiding small everyday purchases, any money you spend adds up. Making incremental changes and taking quick steps to cut your costs on small and big life outgoings will have the following outcomes:

• Be prepared for job loss, disability, injury, a sick child, a car breakdown and other emergencies;
• Go on adventures, take holidays and spend time with your loved ones;
• Give you peace of mind and lead to a stress-less life; and
• Plans for and achieve short and long term goals.

Saving money

Simplified ways to do so

So what?

Whether you’re saving money on big-ticket items or avoiding small everyday purchases, any money you spend adds up. Making incremental changes and taking quick steps to cut your costs on small and big life outgoings will have the following outcomes:

• Be prepared for job loss, disability, injury, a sick child, a car breakdown and other emergencies;
• Go on adventures, take holidays and spend time with your loved ones;
• Give you peace of mind and lead to a stress-less life; and
• Plans for and achieve short and long term goals.

Defining your own rich life

So what?

After reading I will teach you to be rich by Ramit Sethi, we’ve been pondering about what it’s like to live a “rich life”. We posted about wealth and being rich here where we defined them. ICYMI, being wealthy and rich allows you to:

• Spend time and money on things that matter;
• Set and achieve more meaningful goals; and
• Focus on what’s important.

Are you saving your hard-earned cash?

Or are you splurging on the now?

So what?

Below are the benefits of saving:

• Have an emergency fund;
• Be prepared for retirement;
• Down payment on a house;
• Ready your children for higher education; and
• Afford holidays or other big purchases.
  Below are the benefits of spending:
• Protect your family with various insurances;
• Maintain or improve your physical and mental health;
• Buy or do things that bring you joy;
• Save time by paying others to do things;
• Get professionals to help you; and
• Afford high quality items that you use frequently.

Are you rich? Are you poor? Are you okay?

The lowdown on personal finance and why it’s important

So what?

Personal finance can be a touchy and personal topic that you don’t want to discuss or think about. People even go as far as avoiding dealing with personal finance. So, what is personal finance that throw people off their game?… Read More

Are you looking to start a new business alone? Or do you currently have a business as a solopreneur?

Read on to find out how to grow a successful business alone

So what?

Starting a business has its benefits and advantages which are:

• Being your own boss;
• Maintaining sustainable growth;
• Achieving goals and dreams; and
• Changing your current circumstances.

Refinancing 101: The basics of refinancing your mortgage

‌Are you looking to refinance your mortgage to take advantage of the low interest rates? Read on.

So what?

Interest rates are at its lowest in Australia thanks to the Reserve Bank of Australia keeping the cash rate at its lowest in modern times for over 132 months.… Read More