Accumulate

Are you saving your hard-earned cash?

Or are you splurging on the now?

So what?

Below are the benefits of saving:

• Have an emergency fund;
• Be prepared for retirement;
• Down payment on a house;
• Ready your children for higher education; and
• Afford holidays or other big purchases.
  Below are the benefits of spending:
• Protect your family with various insurances;
• Maintain or improve your physical and mental health;
• Buy or do things that bring you joy;
• Save time by paying others to do things;
• Get professionals to help you; and
• Afford high quality items that you use frequently.

Are you rich? Are you poor? Are you okay?

The lowdown on personal finance and why it’s important

So what?

Personal finance can be a touchy and personal topic that you don’t want to discuss or think about. People even go as far as avoiding dealing with personal finance. So, what is personal finance that throw people off their game?… Read More

Are you looking to start a new business alone? Or do you currently have a business as a solopreneur?

Read on to find out how to grow a successful business alone

So what?

Starting a business has its benefits and advantages which are:

• Being your own boss;
• Maintaining sustainable growth;
• Achieving goals and dreams; and
• Changing your current circumstances.

Refinancing 101: The basics of refinancing your mortgage

‌Are you looking to refinance your mortgage to take advantage of the low interest rates? Read on.

So what?

Interest rates are at its lowest in Australia thanks to the Reserve Bank of Australia keeping the cash rate at its lowest in modern times for over 132 months.… Read More

Are you wealthy and rich?

You might already be wealthy and rich and not even know it!

So what?

Being wealthy and rich allows you to:

• Spend time and money on things that matter;
• Set and achieve more meaningful goals; and
• Focus on what’s important.

What is wealth?

Wealth is defined as “an abundance of valuable possessions or money”.… Read More

What is your dream job?

Do you love your job? If not, why not?

So what?

When you have a dream job, you will:

• Get out of bed with purpose;
• Be proud of what you do;
• Change you and your clients’ lives; and
• Enjoy life.

What is a dream job?

A dream job is a job that combines your passion and skills you have to earn a living.… Read More

Have your cake and eat it too

Enjoy your life now AND later

So what?

Financial literacy, unfortunately, is not something that we learn in our education. If you are fortunate enough to have financially literate parents, you will learn from them. Otherwise, the burden falls on you. It’s a shame that we are not taught it at school as it is one of the most important hard skill to have in life.… Read More